Terms of Service

1. About This Service

MyInstantPayday.com is a lead generation and loan connection service, not a lender. We connect consumers with licensed payday and consumer loan lenders. Submitting your information does not constitute a loan application or guarantee approval.

2. Eligibility

You must be at least 18 years old and a US resident in TX, FL, OH, IN, or TN to use this service.

3. Consent to Contact

By submitting the form, you consent to be contacted by My Instant Payday and its lender partners by phone, email, or text. Standard rates may apply.

4. No Guarantee

Submitting your information does not guarantee a loan offer. Approval is solely at the lender's discretion.

5. Accuracy

You agree to provide accurate information. Providing false information may constitute fraud.

6. High APR Notice

Payday loans carry high annual percentage rates (APR). Review all loan terms carefully before signing. Borrow only what you can repay.

7. Third-Party Lenders

Lenders operate independently. Their terms and fees are not set or controlled by My Instant Payday.

8. Limitation of Liability

My Instant Payday is not liable for loan terms offered by lenders or financial outcomes resulting from any loan.

9. Changes

We may update these Terms at any time. Continued use constitutes acceptance.